Gateway

The Global Lending Marketplace

Lend to or borrow from anyone in the world. Transparent rates, blockchain-backed agreements and AI-verified credit scoring. Peer-to-peer finance, reimagined.

15%
Standard rate
20%
Hard cap, urgent loans
Global
Lend anywhere
Chain
Tamper-proof agreements
How it works

For Lenders and Borrowers

For Lenders

Set your own terms and earn returns by lending to verified borrowers anywhere in the world. Before you lend, review the borrower’s credit record and repayment history.

  • Browse borrowers from anywhere in the world
  • Review credit scores and repayment history
  • Set interest rates: 15% standard, up to 20% urgent
  • Blockchain-backed agreement, tamper-proof and enforceable
  • Repayment deducted directly from the borrower’s account

For Borrowers

Access fair credit from individual lenders worldwide. Your borrowing limit is determined by your verified income and credit score. The higher your score, the more you can access.

  • Borrowing limit based on verified income and credit score
  • Clear repayment terms shown before you accept
  • Interest rate tied to urgency, capped at 20%
  • Must accept all stated conditions before confirmation
  • Repayments auto-deducted from your linked account
Transparent pricing

Interest Rates, Simply Explained

15%

Standard Rate

The standard interest rate for Gateway loans, applied to most peer-to-peer lending where urgency is not a factor.

Best for planned borrowing

20%

Urgent Rate, Capped

The more urgently you need funds, the higher the rate, capped at a maximum of 20% and shown in full before you accept.

For time-sensitive needs

Repayment calculator
MONTHLY
INTEREST
TOTAL REPAYABLE
Blockchain security

Every Agreement. Tamper-Proof.

Blockchain records every Gateway lending agreement. Once signed by both parties the terms are secure, immutable and enforceable. No disputes. No alterations. Total transparency.

Join the Gateway marketplace

Verify your income, build your score and start lending or borrowing on fair terms.