Security

Your Money is Safe Here

Scams have become one of the most widespread threats in modern finance. Ubuntu Finance takes this seriously and builds comprehensive protection into every layer of the platform.

AI
Real-time scam detection
Zero
Unverified transactions
100%
Blockchain verified
24/7
Fraud monitoring
Protection layers

Security Built Into Every Layer

Chat to pay

Deny or Approve. Always Your Choice.

When someone requests money or assistance, a confirmation prompt appears with Deny or Approve. When you select Send To, a secondary prompt confirms exactly who the payment is going to before anything is processed.

  • Deny or Approve confirmation on every request
  • Send To verification shows recipient details
  • Prevents accidental or coerced transfers
  • Biometric or PIN required before approval
From: Aisha K.
Hey, can you send me N$200? I’ll pay you back tomorrow.
PAYMENT REQUEST RECEIVED
AmountN$200.00
Send toAisha K. (UBF-3241)
Escalation

Extra Protection for Large Transfers

Transfers above your daily limit require step-up authentication. The agent escalates automatically, and you re-verify with multi-factor authentication before any high-value transaction is approved.

01

Standard Transactions

Biometric or PIN confirmation required for every payment.

02

Above Daily Limit

Step-up authentication: full multi-factor required before the agent can proceed.

03

Suspicious Patterns

Fraud detection flags unusual recipients or abnormal amounts before the confirmation screen appears.

Bank with confidence

Your financial security is not an afterthought; it is the foundation of everything we build.